ICICI Bank’s consolidated net profit rose to Rs 13,502.22 crore in Q4 FY25 from Rs 11,671.52 crore in the corresponding quarter of the previous fiscal year.
The standalone net profit for the reporting quarter stood at Rs 12,629.58 crore, up 18% year-on-year, compared to Rs 10,707.53 crore.
Its net profit for the financial year 2024-25 rose 15.5% YoY to Rs 47,227 crore or $ 5.5 billion.
The lender reported a net interest income (NII) of Rs 21,193 crore in Q4 FY25, an increase of 11% YoY from Rs 19,093 crore in Q4 FY24.The net interest margin rose marginally on year to 4.41% in the last quarter of FY25 compared with 4.40% in Q4FY24. It was at 4.25% in Q3FY25. The net interest margin was 4.32% in FY2025.
The bank’s total interest income stood at Rs 42,430.80 crore in Q4 FY25, an increase from Rs 37,948.36 crore posted in the same quarter a year ago.
ICICI Bank’s net NPA ratio declined to 0.39% for the quarter ending March 31, 2025 compared to 0.42% in the previous quarter. Its provisioning coverage ratio on non-performing loans was 76.2% at March 31, 2025.
The bank’s average deposits grew by 11.4% YoY to Rs 14,86,635 crore or $ 173.9 billion in Q4FY25. The bank’s average current account and savings account (CASA) ratio was 38.4% in Q4FY25.
The lender announced a dividend of Rs 11 per equity share.
“In addition to the above, in terms of Regulation 30 and other applicable provisions of the SEBI Listing Regulations, the Board recommended a dividend of Rs 11/- (Rupees Eleven only) per equity share of face value of Rs 2/- each, subject to requisite approvals. The dividend on equity shares, will be paid after the same is approved by the Members at the ensuing Annual General Meeting (AGM) of the Bank,” said the bank in an exchange filing.